One policy, whether you run one car or hundreds
Sits alongside your marketplace cover
Flexible cover options, from Third Party Only to Comprehensive
Cover through every stage of the hire.
Roamly's off-trip cover sits alongside your marketplace insurance, so you know which policy applies at each stage.
Before the hire.
Your car is covered for physical damage, theft and third party liability while it is in your care and not out on a booking.
During the hire.
The car rental marketplace's own insurance applies from the moment a booking starts until it ends.
After the hire.
Roamly's cover applies again once the booking ends.
On-hire cover for bookings you take directly
Coming soonCover during the hire itself, for bookings taken outside a car rental marketplace, is coming to the UK. Register your interest and we will let you know when it is available.
Built for the way UK carshare operators actually run.
Three kinds of operator come to us, with the same gap in their cover.
Hiring out the family car, or one bought to pay for itself
The moment you list a car for hire, you are running a business, and the policy you have might not cover you for this. Roamly is there for you.
A growing fleet, often run from your phone
Cover that is patchwork, or missing altogether between bookings. One policy for every car, and one renewal date.
An established hire fleet with a renewal coming up
Premiums and excesses rising faster than your rates, and conditions that get in the way of bookings. Talk to us before your renewal date.
Swipe to see all three
A closer look at what's included.
What the policy covers, in plain terms.
One policy, any size of fleetNo minimum fleet size.
One commercial fleet policy covers a single car or a hundred, and grows with your business.
Commercial coverFor cars your personal policy no longer covers.
Once you hire a car out commercially, your personal motor policy will not respond to a claim. This policy is written for that commercial use.
Third Party Only coverageFor injury or damage to others while you move or prepare a car.
If a third party is injured or their property damaged while you are moving your cars between bookings, the policy responds.
Comprehensive coverFor damage to your own cars between bookings.
Protects you and your cars against third party damages and your own damages including vandalism and theft whilst they are not out on a booking.
A Lloyd's of London coverholderSpecialist cover from a global specialty insurance provider.
Roamly is a global specialty insurance provider and Lloyd's of London coverholder, now bringing off-trip cover to UK carshare operators.
One policy, any size of fleet
No minimum fleet size.
One commercial fleet policy covers a single car or a hundred, and grows with your business.
Commercial cover
For cars your personal policy no longer covers.
Once you hire a car out commercially, your personal motor policy will not respond to a claim. This policy is written for that commercial use.
Third Party Only coverage
For injury or damage to others while you move or prepare a car.
If a third party is injured or their property damaged while you are moving your cars between bookings, the policy responds.
Comprehensive cover
For damage to your own cars between bookings.
Protects you and your cars against third party damages and your own damages including vandalism and theft whilst they are not out on a booking.
A Lloyd's of London coverholder
Specialist cover from a global specialty insurance provider.
Roamly is a global specialty insurance provider and Lloyd's of London coverholder, now bringing off-trip cover to UK carshare operators.
Cover is subject to the policy terms.
Why operators choose Roamly.
Specialist cover and a UK team who understand the business you are building.
We know the business.
Our team has run fleets and worked in carshare, so when you call, you speak to someone who understands the operation.
Specialists when you need them.
Our UK specialists are on hand during business hours for quotes, changes, with plain wording and straight answers.
One policy, one team.
One commercial policy, one team to call. No chasing several brokers for the same answer.
Insurance today. The rest of the toolkit when you want it.
Roamly is one of a group of companies built for people who hire out vehicles. Wheelbase, our fleet software, is used by operators who want to take bookings directly and run every car from one calendar. It is separate from your cover and there is no obligation to use it. Ask us when you are ready.
Trusted by fleet owners internationally.
Still have questions? We're here to help.
Roamly Carshare is a motor insurance product for operators who hire out vehicles commercially. It covers the vehicle while it is in the operator's possession, between bookings, rather than during the hire itself.
Physical damage, theft and third-party liability while the vehicle is in the operator's possession, including during cleaning, preparation and maintenance driving. Cover is subject to the terms, conditions, exclusions and excess stated in the policy.
No. A hire platform's cover applies during the hire and is often limited to third-party liability. Roamly Carshare applies to the period before and after it, while the vehicle is in the operator's possession.
Yes. Roamly Carshare is for anyone hiring out a car commercially, including owners who list on a platform such as Turo and take no direct bookings. It covers the car while it is in your possession, and the platform’s cover applies during the hire.
No. Roamly Carshare does not require you to take bookings through your own website.
No. Whether you have one car or three hundred, cover scales with the business, subject to underwriting acceptance.
Still have questions?
Email sales@roamly.co.uk for new cover, or service@roamly.co.uk about an existing policy.
Let's talk about your cover.
Tell us about your cars and a specialist will come back to you.